Privacy Policy
personal-debt (“the App”) values your privacy. This policy explains how data is handled in the current version of the app.
1. Data We Collect
The app does not upload personal data to a developer-owned server by default.
- Debt records, repayment plans, and repayment history are stored locally on the user’s device.
- Subscription purchases are processed and managed by Apple App Store services.
2. How Data Is Used
- To display debt records and repayment plans
- To calculate repayment progress and strategy suggestions
- To schedule local repayment reminders when notification permission is granted
3. Data Sharing and Third Parties
- The app does not sell personal information.
- The app does not include third-party advertising or tracking SDKs.
- Other than Apple’s subscription and payment infrastructure, local business data is not shared with third parties.
4. Notifications
If you enable notifications, the app may schedule local reminders on your device for repayment due dates. You can disable this at any time in iOS Settings.
5. Storage and Deletion
- Data is stored locally on your device.
- If the app is deleted, local data may also be removed depending on iOS behavior.
6. Children
The app is not designed to collect personal information from children.
7. Policy Updates
If this policy changes, the updated content and effective date will be published on this page.
8. Contact
- Email: wangpingyi12@outlook.com